March 15, 2025
The Die With Zero Cheat Code Part 1
PS The audiobook version of my book Deep Response is now up on Audible/Amazon. As of Friday it’s something like 50% because of inscrutable Amazon-algorithm reasons. Non-Amazon option coming soon.
Several months ago Sarah asked me if I thought about mortality much, and what I thought about Bill Perkin’s book Die With Zero (DWZ).
I do think about mortality much, as it happens, and I used her question as an excuse to read DWZ. Turns out I do have thoughts about it. Here’s part 1, an overview.
The DWZ Claims:
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To be for people with surplus wealth. He comes right out and says if you’re scraping to get by, the book is of little value to you. He is specifically targeting oversavers - people who work most of their lives and die with large fortunes that they spent very little of.
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The purpose of life is to have positive/fulfilling/rich/rewarding/etc experiences.
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Money is the primary way to access experiences.
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(Implicit, not stated: the primary purpose of work/a job is to generate money)
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Money left unspent when you die represents un-lived experiences - it represents a waste of labor.
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The primary forms of wealth are time, money, and health.
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As you age, your access to certain kinds of experiences will diminish and even close. (For example, you cannot have a young-20-somethng European hostel-backpacking experience if you are a 60yo with a bad back and bougie tastes).
The DWZ advice, in oversimplified list form, is to:
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Organize your desired experiences per decade, so you don’t lose access to experiences as your age increases/health declines.
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Get your financial affairs in order so that your baseline needs are met,
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Execute bequeathments before you die, not after.
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Allocate your surplus wealth to your desired-experience list with the aim to spend approximately all of it by the time you are likely to die.
My claims in response to DWZ:
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If everyone followed the DWZ advice we would burn the planet up even faster than we already are: from a resource stewardship perspective his advice is ecocidal. I state this as a technical/thermodynamic opinion, not a moral one. GDP is a measure of economic consumption and is tightly correlated to energy and resource usage, of which we’re already at 1.7x times the global sustainable limit. This is a matter of math, not sin, on the first order. I leave second-order ‘moral’ claims to others.
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The fundamental premise of DWZ assumes that The Way to get a good life is to buy it - to convert money into experiences. DWZ is ideologically consumer-core.
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The right cheat code unlocks for a much higher percentage of the population the high-fulfillment life that DWZ is attempting to point at from within the ideological constraints of consumerism. No surplus wealth required, just time and attention.
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Bonus: with the DWZ Cheat Code not only is high-fulfillment unlocked for most humans, we don’t have to trash the planet to do it.

I’ll expand my thoughts on Die with Zero in Part II.
Practically Speaking
I’m a huge fan of wheat and rye. I get the stuff in 25lb sacks for north of 1,000kcal/$ - organic, grown in the US, and packed with nutrients. I make hearty pancakes and flatbread with it.
The trick is, I have to mill it. I had access to a mill at Quail Haven (I’ve never known my mom to be without a grain mill) but now that I’m up in Alaska I needed my own mill.
Grain mills got popular after the pandemic and prices rose. A used Whispermill goes for $300 minimum on ebay.
I found a Whispermill for $167 on ebay - the catch being that it was just the mill, without the filter-bucket that the milled flour ejects into. It’s sort of an important component, but I figured I could rig something up. Behold:

A stick of PEX pipe, a re-purposed protein powder jug, some register filter pads, and five minutes with a drill bit later, and I’m in wheat-milling business again.
Fatbikes are Made for Alaska
I’m back in Alaska, just outside of Fairbanks.
I got a fatbike (a 2011 Salsa Mukluk) and am hustling to be prepared to do a bikepack trip with some friends in the White Mountains in a week.

Sunrise ride

11F (-12C). Balmy for this time of year.